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Royal Caribbean - Independence of the Seas - Our REVIEW

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We recently set sail on a 3-day Bahamian cruise aboard Royal Caribbean Cruise Line's Independence of the Seas departing from Port Canaveral, Florida.  Our review is for this specific cruise only. Our boarding time was scheduled for 11:00am on embarkation day so we decided to head down to Florida a day early to avoid missing our cruise.  We stayed at the Hyatt Place Hotel in Titusville, Florida which is about 20-30min from Port Canaveral.  It made for an easy commute to Port Canaveral. Fun Fact: Embarkation is the process of loading a passenger ship    On the morning of our cruise, we left our hotel at 10:00am which turned out to be the perfect time to get us to the boarding station at 11:00am.  As we crossed the Martin Andersen Beachline Expressway, our excitement level went through the roof at seeing the various cruise ships in port.      Our terminal was Terminal 1, which is Royal's main terminal at Port Canaveral.  The signage at the ...
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Travel Insurance - Is it worth it?

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It is worth noting that travel insurance is "non-commissionable" to travel agents.
I mention this because you need to know that when an agent is suggesting the purchase of travel insurance it is truly for your benefit.

Universal Orlando Resort

$38 per person (ages 3+)
  • Avoid all non-refundable fees for vacation modifications or cancellations prior to departure, for any reason
  • Credit for the full value of air tickets to use towards future travel
  • Cancel for Any Reason plan covers all package cancellation or modification fees imposed by the airline, hotel, car rental company or other travel service provider up to 24 hours prior to the originally scheduled flight departure time or hotel check-in time. Flight or hotel must be booked through Universal Parks & Resorts Vacations to qualify as beginning of travel. Cancel for Any Reason plan must be purchased at the time of deposit and/or full payment for the package and cannot be purchased after final payment. Once purchased, the Cancel for Any Reason plan is non-refundable, has no cash value, and may be redeemed one (1) time. Cancel for Any Reason plan is available for redemption only by the person(s) who booked the travel and is not transferable.

Carnival Cruise Line

Price based on cruise selection
  • Carnival Cancellation Fee Waiver Program – waives the non-refundable cancellation provision of your cruise Ticket Contract and pays you the value of the unused portion of your prepaid cruise vacation in the event that you or your traveling companion need to cancel your cruise vacation (for specified reasons). In addition, should you or your traveling companion need to cancel your cruise for “any other reason”, you may be eligible for cruise credits up to 75% of the non-refundable, prepaid cruise vacation cost. Brought to you by Carnival Cruise Lines*.
  • Carnival Travel Insurance Program – provides coverage for independently-booked air, accident and sickness medical benefits, evacuation, baggage protection and much more. Underwritten by Transamerica Casualty Insurance Company.
  • CarefreeTM Worldwide Emergency Assistance Program – provides 24-hour assistance services including: pre-cruise health, safety and weather information; assistance with travel changes; lost luggage assistance; emergency cash transfer assistance; emergency medical and dental assistance; lost travel document assistance; and emergency medical payment assistance. Provided by On Call International.


Walt Disney World, Disneyland Resort & Aulani


$77.50 per adult (WDW), $70.50 per adult (DL) & $88.50 per adult (AH)

What's covered?

  • Travel insurance is refundable within 14 days of purchase if you have not departed on Covered Trip and/or provided there has been no covered expense. Travel Insurance is offered through Disney Destinations, LLC.
  • Coverage may be purchased up to the time of final payment and becomes effective upon Disney's receipt of the payment of the premium.
Description of Coverage (DOC): A link to the DOC is included in your confirmation that is emailed to you. Or, to view and print a copy, visit www.disneyworld.com/travelinsurance.

Disney Cruise Line

Price based on cruise selection
What's covered?

  • The plan may be added to your reservation up until final payment has been made to Disney Cruise Line.
  • Payment for the Vacation Protection Plan must be made by final payment.
  • The Disney Cruise Line Vacation Protection Plan goes into effect when the full plan cost has been received by Disney Cruise Line in addition to any cruise deposits due
Click here to view specific Terms, Conditions and Exclusions.

Adventures by Disney

Price based on adventure selection

Travel Insurance - Underwritten by Arch Insurance Company
Insurer will reimburse up to the following limits:
Trip Cancellation
and Trip Interruption
✓ Up to Total Trip Cost ($20,000 limit) If you cancel or interrupt due to sickness, injury, death and other covered reasons
Trip Delay
✓ Up to $500 If your vacation is delayed due to carrier-caused delays, including weather, unannounced strike and more
Accident/Sickness Medical
✓ Up to $25,000 Covers medical treatment, hospitalization and more if you become sick or injured on your vacation
AD&D
✓ Up to $25,000 For losses due to accidents that occur on your trip
Emergency Medical
Evacuation/Repatriation
✓ Up to $75,000 To cover emergency medical transport
Baggage Loss
✓ Up to $3,000 To cover loss, theft or damage to your bags or personal possessions
Baggage Delay
✓ Up to $500 To cover the purchase of necessary items if your bags are delayed for 24+ hours
Worldwide Assistance Services - Services provided by On Call International
24/7 Global Assistance
✓ CareFree™ Travel Assistance. Medical Assistance. Emergency Services.


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